SHOPIFY PAYMENTS, EXPLAINED

Know exactly when your money arrives.

Settled tells you the day your Shopify payout lands, explains every hold in plain English, and reconciles each deposit to your orders. No more guessing. No more mystery math.

Free for 14 days · Read-only access · Cancel anytime

Settled now
Payout #1082 is on its way
Juniper & Pine Co. · 37 orders, Sep 14–20
$4,452.12
▲ On time$612.40 held in reserve
ArrivingTue, Sep 22, 2026
DestinationChase ••••6789
Orders matched37 of 37
See the full breakdown →
A payout calendar with upcoming payout dates highlighted
Next payout
Tue, Sep 22
▲ On time
Predicted 5 days before Shopify emails you
On hold in reserve
$612.40
▼ 38% vs prior 30 days
Routine reserve review — releases Oct 2
Orders matched
37 of 37
Payout #1082 · any unmatched line is flagged with a reason
WHY SETTLED

Built for the days between “paid” and “paid out.”

You made the sale days ago. Here is how Settled closes the gap between your order feed and your bank account.

A payout date you can plan around

We track your Shopify Payments schedule and your bank's clearing window, so you see the exact day money lands — not “2 to 5 business days.” Plan rent, restocks, and ad spend around a real date.

Holds, explained in plain English

When Shopify places a reserve, you get one clear sentence: why it happened, how much is held, and when it releases. “$612.40 is on a routine reserve review. It releases Oct 2.” That's it.

Reconciled for your accountant

Every payout matched to its orders, fees, and refunds, down to the cent. Export a clean CSV for QuickBooks or Xero in one click — tax season stops being a scavenger hunt.

NO MORE SPREADSHEETS

A payout, explained.

Your Shopify statement says one number. Your bank shows another. We show you every line in between, in words a human would use.

  • Every fee has a nameRefunds, card fees, adjustments — each line labeled, never lumped into “other.”
  • The deposit matches your bankGross minus every deduction equals what lands in Chase ••••6789. Down to the cent.
  • Discrepancies get a reason, not a shrug96.2% of lines matched automatically over the last 90 days. The rest are flagged with a plain-English explanation.
Payout #1082 ▲ On time
Gross sales · 37 orders, Sep 14–20$4,596.52
Refunds · none this week$0.00
Shopify Payments fees · 2.9% + 30¢ per order−$144.40
Deposit to your bank$4,452.12
Chase ••••6789 · Tue, Sep 22, 2026 $612.40 held separately
PRICING

Costs less than the sale you'd miss.

Every plan starts free for 14 days. Billed through Shopify, so it shows up on the invoice you already have. Cancel anytime.

Starter
For solo stores that just want the date.
$19/ month
Billed through Shopify
Choose Starter
  • 1 store, USD or GBP
  • Payout calendar with arrival ETAs
  • Hold flags and gaps explained in plain English
  • Weekly email digest
Scale
For operators running more than one storefront.
$79/ month
Billed through Shopify
Choose Scale
  • Everything in Growth
  • Up to 3 stores in one dashboard
  • Daily email digest
  • Switch stores in one click
QUESTIONS

Asked by merchants like you.

Is my store data safe with Settled?

Yes. Settled connects through Shopify's official API with read-only permissions. We can see your payouts and orders; we can never touch products, customers, or your money. Access is revoked the moment you uninstall.

How do you know my payout date before Shopify tells me?

We combine your Shopify Payments payout schedule with your bank's historical clearing times. After your first two payouts, predictions are typically accurate to the day — for Juniper & Pine Co., Payout #1082 was predicted for Tue, Sep 22 five days out, and it landed on time.

Does it work for UK stores on Shopify Payments?

Yes. GBP payouts are fully supported, with UK clearing windows and the same plain-English breakdowns. Your amounts show in £ where they should, and reconciliation exports work with Xero and QuickBooks UK.

Stop guessing when you'll get paid.

Install Settled, connect your store in two minutes, and see the date your next payout lands — tonight.

Install on Shopify

Free for 14 days · $19/mo after · Cancel anytime

A payout calendar with expected dates circled
Bank statement rows matched to their payouts